Astuti, E. P. ., R. . Hermawati, and R. . Handayani. “PENGARUH CAPITAL ADEQUACY RATIO DAN LOAN TO DEPOSIT RATIO TERHADAP RETURN ON ASSET PADA PT BANK MANDIRI ”. SCIENTIFIC JOURNAL OF REFLECTION : Economic, Accounting, Management and Business, vol. 6, no. 1, Jan. 2023, pp. 143-50, doi:10.37481/sjr.v6i1.628.