Siregar, Fikri Alfahmi, Okta Viani Kristin, Nabila Boru Lubis, Azri Nuansa Indah, Olivia Sembiring, and Lokot Muda Harahap. 2026. “Transformasi Digital Dan Strategi Adaptasi UMKM Dalam Menghadapi Era Ekonomi Digital Di Indonesia”. SCIENTIFIC JOURNAL OF REFLECTION : Economic, Accounting, Management and Business 9 (2):854-64. https://doi.org/10.37481/sjr.v9i2.1490.