RAMADANI, N.; NABIILAH, N. P.; YUSUF, P. A. .; YAMIN, N. Y. Paradoks Kenyamanan dan Erosi Pain of Paying Dalam Transaksi Digital: Studi Fenomenologi pada Mahasiswa Akuntansi Universitas Tadulako. SCIENTIFIC JOURNAL OF REFLECTION : Economic, Accounting, Management and Business, [S. l.], v. 9, n. 4, p. 1556-1566, 2026. DOI: 10.37481/sjr.v9i4.1590. Disponível em: https://www.ojspustek.org/index.php/SJR/article/view/1590. Acesso em: 7 oct. 2026.