SIREGAR, F. A.; KRISTIN, O. V.; LUBIS, N. B.; INDAH, A. N.; SEMBIRING, O.; HARAHAP, L. M. Transformasi Digital dan Strategi Adaptasi UMKM dalam Menghadapi Era Ekonomi Digital di Indonesia. SCIENTIFIC JOURNAL OF REFLECTION : Economic, Accounting, Management and Business, [S. l.], v. 9, n. 2, p. 854-864, 2026. DOI: 10.37481/sjr.v9i2.1490. Disponível em: https://www.ojspustek.org/index.php/SJR/article/view/1490. Acesso em: 7 oct. 2026.